Insurance and Risk Management
At Kinetic Financial, our approach to insurance and risk management is designed to put clients' best interests first. Unlike many financial institutions, we are not contracted with any insurance carriers and do not sell policies. This allows us to provide truly objective advice without any conflict of interest. Our focus is on helping clients assess their insurance needs, understand the options available to them, and make informed decisions about the types of policies that will best protect their financial future.
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As part of our financial planning services, we conduct detailed analyses of clients' risk management needs, including life insurance, long-term care, disability insurance, and annuities. We provide recommendations on the appropriate policy types, key policy riders, and investment components for variable or indexed products. For ongoing financial planning clients, we also assist with policy shopping to help ensure clients secure coverage that aligns with their goals, budget, and risk tolerance.
While our insurance and risk management services are currently available as part of comprehensive financial planning, we are exploring offering this as a standalone service for a set fee in the future. This would allow individuals and families to gain expert guidance on insurance and risk management strategies without a broader financial planning commitment. Additionally, should certain variable insurance products become accessible to us in the future, we may begin offering those products to clients directly.
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If you're interested in learning more about our insurance and risk management services, or if you’d like to be notified when this becomes available as a standalone service, please contact us. At Kinetic Financial, our goal is to help clients protect what matters most—with transparency, objectivity, and a commitment to their long-term success.